President Obama has used the "Republicans are bad drivers, but want the keys back" analogy before, but never as slickly (and funny) as this. I was unable to find an embeddable video clip, so here's the whole speech (the best stuff starts at 8:00 if you want to scroll ahead). Below the embedded clip is a link to the shorter version. Trust me, it's a good one. And sort of irrefutable.
Shorter video from Real Clear Politics